Last modified on April 27, 2011
THE MARKET 101
IF YOU DO NOT AGREE TO THE POLICY, YOU SHOULD NOT USE THIS INTERNET WEBSITE (OUR “SITE”). WE MAY MODIFY THE POLICY FROM TIME TOTIME AND POST THOSE MODIFICATIONS HERE. YOUR CONTINUED USE OF THE SITE AFTER ANY SUCH MODIFICATION CONSTITUTES YOUR ACCEPTANCE OF THE MODIFIED AGREEMENT.
This policy applies equally to data of any kind, whether electronic, print or otherwise. The terms “data” and “information” shall, when the context allows, be used interchangeably.
As a subscriber, you supply us with certain personally identifiable data. THEMARKET101.com is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. We collect subscriber information when you subscribe and when you login.
From time to time we may collect statistical use data without any personally identifiable information. We reserve the right to use this information in any way we deem best for our own business requirements.
The information that is currently collected includes your name, email address, user name and password.
Customers are able to correct and update their personally identifiable information at any time through their member account or by contacting our Customer Support.
Your browser or other software you install may permit you to restrict the use of session cookies, persistent cookies or all cookies. If you elect not to permit the use of session cookies, you will not be able to use our web sites.
Our web site may contain links to third party web sites, which may or may not be operated in conjunction with our web site. THEMARKET101.COM is not responsible for the privacy practices of such other websites. We do not monitor or control the information collected when you choose to "click through" links to these web sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information.
This privacy statement applies solely to information collected by this web site.
We maintain reasonable physical, electronic, and procedural safeguards to protect personally identifiable data about you from loss, misuse and unauthorized access, disclosure, alteration and destruction. As part of those precautions, we seek to protect personally identifiable data about you through technologies designed to safeguard the data during its transmission. We restrict access to personally identifiable data about you to those employees we determine need to know that information for us. We also have adopted a policy under which employee misuse of personally identifiable data about you is treated as a serious offense for which disciplinary action may be taken. You should, however, be aware that there is no method of transmitting or storing data that is completely secure. Although their physical characteristics are different, postal mail, telephone calls, faxes and transmissions over the Internet all present possibilities of loss, misrouting, interception and misuse of the data being transmitted.
When we decide what data to seek from or send to you, or how to seek or send it, we try to attain reasonable balance between the security of your data and your convenience. We do this because we believe our customers attach value to both. As a result, we sometimes use a method of communication that is less secure than some of its less convenient alternatives. An important example of this occurs in the case of e-mail. When we send e-mail to you, we send it as plain text without encrypting it. We do this because we believe that many of our customers do not currently have the capability to receive encrypted e-mail. As a consequence, though, if our unencrypted e-mail intended for you were misrouted or intercepted, it could be read more easily than encrypted e-mail.
To protect personally identifiable data about you effectively, we need your help. Please do not divulge your THEMARKET101.COM user name or password to anyone who is not employed by us. In addition, because e-mail to and from us is not encrypted, please do not include your user name or password, or any other information you regard as confidential, in any e-mail you send us. A more secure way to communicate with us over the Internet is to click on the "Contact Us" link on the home page of our web site www.THEMARKET101.com and complete the form that you are presented.
Except where required by law, we do not as a normal policy disclose personally identifiable data about subscribers to any third party.
We use an outside credit card processing company to bill users for goods and services. We encourage our subscribers to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. While we have taken significant steps to prevent the inadvertent disclosure of your personally identifiable data to persons who, without authorization, break into and access our confidential electronic files in violation of existing law ("hackers"), we cannot guarantee that a sophisticated hacker will not some day penetrate the barriers we have in place to safeguard your personally identifiable data. We will continue to evaluate and, where indicated, update our security precautions consistent with good business practices.
We send all customers an account confirmation e-mail to confirm their username and password immediately after registration. Additional confirmation messages are sent whenever the customer edits their account information. Other site and service announcement updates are sent out periodically on an as-needed basis. Customers are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and relevant information on issues relating to their account via e-mail.
As always, the Professor never makes recommendations. The information is provided on an educational basis so you can have informed discussions with your financial advisors and/or accountants about your individual investment decisions.
All of the commentary expressed in this site and any attachments are opinions of the author, subject to change, and provided for educational purposes only. Nothing in this commentary or any attachments should be considered as trading advice. Trading any financial instrument is RISKY and may result in loss of capital including loss of principal. Past performance is not indicative of future results. Always understand the RISK before you trade.